Larisa Shnitkind | Life Insurance Agent

I’m Larisa Shnitkind, an independent life insurance agent licensed in California. License #4537415. I work with PHP Agency and have access to products from multiple established insurance carriers. I help individuals and families understand their life insurance and retirement options, including protection, living benefits, cash value growth, and income solutions. My approach is simple and personal. I explain the options clearly, compare several suitable solutions, answer your questions, and help you choose what best fits your needs, priorities, and budget. Service is available in English, Russian, and Hebrew.